CASH FLOW AUTOMATION FOR XERO
Late payments have been a headache. PayPulse takes the chasing off your plate — you stay in control.
PayPulse chases late invoices, predicts your cash flow, and helps you recover the money you're owed — all from your Xero account. It drafts every reminder for you; you approve them, or let trusted sequences run. No spreadsheets, no awkward emails.
The cost of late payments is bigger than you think.
90%
of UK businesses experienced late payments in 2025
Source: FSB Late Payment Report 2025
£21,000
average amount owed to small businesses at any time
Source: Xero Small Business Insights
86 hours
per year the average business owner spends chasing invoices
Source: Sage Late Payment Survey 2025
Late payments aren’t an admin annoyance. They’re a cash flow crisis hiding in plain sight. In March 2026, the UK government legislated against them — but legislation doesn’t chase your invoices for you. PayPulse does.
Three steps to reclaim your cash flow.
No new accounting software to learn. PayPulse plugs into the Xero you already use.
Connect Xero
One-click OAuth. PayPulse reads your invoices, customers, and payment history. Setup takes two minutes. We never modify your accounts.
PayPulse predicts who’ll pay late
Our engine analyses your customers’ payment history, calculates risk, and flags which invoices need attention before they’re overdue. You see the full picture from one dashboard.
Automated chase, your tone
When an invoice goes overdue, PayPulse drafts a reminder email in your brand voice. You approve it (or let it auto-send). The tone escalates from friendly to firm to final — automatically.
Built for the way small businesses actually work.
PREDICTIVE INTELLIGENCE
Know who’ll pay late before they do.
Every customer gets a risk score based on their actual payment history with your business. PayPulse learns from every paid invoice and adjusts. You stop chasing reliable payers and focus where it matters.
REMINDERS THAT SOUND LIKE YOU
Reminder emails that don’t read like reminder emails.
PayPulse drafts each reminder in your brand voice — Professional, Friendly, Firm, or your own custom tone. It pulls in the customer name, invoice number, amount, and a one-click payment link. You approve or auto-send.
30-DAY VISIBILITY
See your money before it lands.
Most businesses know what they’re owed. PayPulse shows you when you’ll actually be paid — based on each customer’s history, not invoice due dates. Plan hiring, purchases, and runway with real numbers.
AUTOMATED OUTREACH
Branded reminders that actually get paid.
Send professional, on-brand reminders straight to your customer's inbox — timed to land during business hours, never on a UK or Irish bank holiday. Every email carries your branding and a one-click payment link. You stay in control: approve each draft, or let trusted sequences send automatically.
WHY I BUILT THIS
Hi, I’m Tolu.
I’ve spent nine years doing revenue accounting at SaaS companies — most recently at Cohesity, where I work with ASC 606 and IFRS 15 every day. I’ve seen what happens at every revenue level: the bigger companies have entire teams to chase invoices. The smaller ones lose £21,000+ every month because there’s no one to do it.
I built PayPulse because that’s not fair. A solo design agency in Bristol shouldn’t lose sleep over a £4,000 invoice while a public company has six people on collections. The technology to fix this exists — it just hasn’t been built for businesses your size.
Until now. I’m based in Dublin, building this full-time, and I respond personally to every customer email. If something’s wrong, I want to know.
— Tolu, Founder
Simple pricing. No surprises.
One plan. Everything included. Cancel anytime.
UPGRADE
Or £19/month billed annually (save 21%)
Founding members: 30% off for life.
Limited to the first 50 customers. £16.80/month, locked in forever.
14-day free trial · No credit card required · Cancel anytime
Common questions.
One-click OAuth from your Xero account. PayPulse reads your invoices, customers, and payment history — but never modifies anything in your books. You can disconnect anytime from your Xero settings.
No. PayPulse drafts emails in your brand voice and sends them from your reply-to address. Your customers see emails from you, not from a third-party service.
PayPulse syncs with Xero every few minutes. The moment an invoice is marked paid in Xero, PayPulse stops chasing — even mid-cadence. No awkward “still waiting on payment” emails after they’ve paid.
Yes. Every tone tier (Friendly, Firm, Urgent, Final) is fully editable. You can use template variables like customer name, invoice number, and amount, or write entirely from scratch. There’s also an “Enhance with AI” option to refine your wording.
Yes. PayPulse handles GBP, EUR, and USD invoices automatically based on what’s in Xero. UK and Irish public holidays are both supported in the Holiday Auto-Skip feature.
Yes. PayPulse uses bank-grade encryption (AES-256) for data at rest and TLS 1.3 in transit. We’re GDPR-compliant, hosted in EU data centres, and we never sell or share your customer data. You can export or delete everything in one click.
I am. My name is Tolu — I’m a Senior Revenue Accountant with nine years at SaaS companies (most recently Cohesity). I built PayPulse because I’ve seen what happens to small businesses without a collections team. Email me directly at [email protected] — I respond personally.
Stop chasing. Start collecting.
Connect Xero in two minutes. Watch PayPulse start working immediately. Cancel anytime.
14-day free trial · No credit card required